Institutional-grade credit
infrastructure for digital assets
Valentin Pouzolles, CEO | Arthur Gaspard, CTO
Digital asset-backed credit,
delivered by institutions
We provide the infrastructure that lets regulated partners offer credit secured by digital assets.
Institution UI
Partner-facing interface
Legasi
Risk + servicing
Custody + Rails
Settlement infrastructure
Why Legasi?
Story
Origin
Identified a gap in digital asset-backed Lombard credit: high demand, no institutional-grade infrastructure.
Brokerage
Started with a brokerage activity to validate demand hands-on and understand operational complexity.
Infrastructure
Now productizing the learnings into credit infrastructure for institutional partners.
Traction
Track record from brokerage / servicing activity
€700k
Loans closed
25
Clients served
~€30k
Revenue
Backed by
Team
Valentin Pouzolles
CEO
Credit & partnerships
Arthur Gaspard
CTO
Infrastructure & security
Security-first. Compliance-first. Execution-driven.
Institutions can't ship digital asset-backed credit fast enough
12–24 months
to build in-house
High operational risk
LTV, margin calls, liquidation
Churn
Clients find alternatives elsewhere
The credit operating system
for digital assets
APIs + configurable risk + automated servicing, built for regulated institutions.
Fast deployment
Weeks, not months
Configurable risk
Your rules, enforced automatically
Institutional rails
Custody + settlement built in
From collateral to credit, safely
Client requests credit
Collateral deposited in custody
Liquidity funded in stablecoins
Credit is disbursed
Monitoring + margining
Client requests credit
Collateral deposited in custody
Liquidity funded in stablecoins
Credit is disbursed
Monitoring + margining
Europe is ready for institutional adoption
Regulation is clarifying
MiCA brings clarity
Institutional demand
Compliant exposure + credit products
Reliability matters
Post-2022, market wants trust
SaaS + usage-based economics
Setup fee (NRE)
€50k
One-time integration
Platform fee
€15–25k
Per month
Usage fee
25–75 bps
Per year on outstanding
Bottom-up EU scale
10 partners
25 partners
50 partners
+ usage fee upside
Partner-led expansion in Europe
EMIs + fintech / neobanks (fast adopters)
Banks after references
More lenders, more assets, more geos
Tier 2
EMIs & Fintechs
Tier 1
Banks
Target customer mix (EU)
EU
Partners
EMIs / Payment Institutions
40%
Neobanks / Consumer fintechs
40%
Banks
20%
Focus shifts towards banks over time.
Roadmap
0–3 months
1 pilot live
Operational credit flow
3–9 months
Multi-partner rollout
Multi-partner, multi-lender
9–18 months
Enterprise scale
More rails, bigger institutions
0–3 months
1 pilot live
Operational credit flow
3–9 months
Multi-partner rollout
Multi-partner, multi-lender
9–18 months
Enterprise scale
More rails, bigger institutions