Product Development

Workflow to V1

From MVP to Production - A comprehensive roadmap showing our journey from sandbox validation to live production deployment.

Phase 1 - MVP

December 2025

Sandbox validation

Phase 2 - V1

March 2026

Production ready

Phase 1 — MVP (Sandbox: Custodial + EMI)

by December 2025

Goal: Validate full product flow end-to-end without real crypto/fiat transfers.

Custody (sandbox)

Per-user segregated vaults in Custodial (Fireblocks).

Simulated collateral deposits from locally generated addresses.

LTV computed from Oracles test feeds (or mocked).

Simulated liquidation orders to CEX (mocked/offline).

Backoffice

Monitoring Engine (price → LTV), Risk Engine (thresholds, queues).

LP commitments (data model + mock drawdown orchestration).

Monthly interest collection - EMI (Treezor) sandbox SEPA Direct Debit (simulated).

Failed-payment handling → simulated liquidation trigger.

Admin dashboard (drawdowns, payments, alerts, exports).

Web Interface

Onboarding + KYC via EMI sandbox.

User's wallet connection to app.

AML address screening (Chainalysis).

Borrowing simulator (LTV, rates, monthly fees, liquidation thresholds).

Active-loan view (live LTV), full timeline & history.

Phase 2 — V1 (Production)

Go-Live March 2026

Goal: Switch to real custody, real fiat rails, and live CEX execution—multi-asset collateral from day one.

Custody (production)

Fireblocks production: real vaults, MPC policies, Trading Policy Engine.

Off-exchange custody to execute on Deribit / Bybit (initial set).

Multi-asset collateral from V1: BTC, major stablecoins and eligible altcoins.

Chainlink mainnet price feeds, per-asset LTV & liquidation rules.

Backoffice

Real LP drawdowns (bank transfer confirmation + timers/fallback).

Real fiat flows via Treezor production (IBAN, SEPA Direct Debit).

Multi-threaded executor for liquidations, slippage controls, retries.

Full audit trail in PostgreSQL, ops monitoring in Datadog.

Web Interface

Production KYC/IBAN.

Borrow flow supporting multiple collateral types.

Real-time LTV with per-asset thresholds and risk alerts.

Legal content, exportable statements, RGPD controls.

Testing & Compliance

Functional + stress tests (volume shocks, batch liquidations).

Security: API access, RBAC, Fireblocks policy reviews.

AML checks (Chainalysis KYT), RGPD/auditability validation.

Go-Live (controlled)

Private beta (10–15 users), first LPs in production, live monitoring/KPIs.

Blockchain Integration Plan

What it takes (per asset/chain):

Fireblocks vault & policy configuration (whitelists, tags).

Oracle feed mapping (Chainlink mainnet or others).

Per-asset risk profile: LTV caps, liquidation bands, slippage guardrails.

CEX routing availability (pair liquidity, off-exchange readiness).

Fast-follow additions: more stablecoins, additional L1/L2 assets (via the same plug-in pattern).